ClosingLane is a Florida-based commercial mortgage brokerage built for one thing: getting real estate investors funded through business purpose loans.
ClosingLane was founded by Albert Rivera to solve a problem most investors know too well: the gap between finding a deal and getting it funded.
Traditional mortgage brokers are built around residential lending — W-2 income verification, NMLS licensing, 45-day closes. That process doesn't work for investors buying rental properties, flipping houses, or building portfolios across Florida.
Business purpose loans are a different world. DSCR loans qualify based on the property's rental income, not your tax returns. Bridge loans close in 7–14 days. Fix-and-flip financing funds both acquisition and renovation. These products exist specifically for investors — but most brokers either don't offer them or don't understand them.
That's where ClosingLane comes in. We work with a network of wholesale lenders, private capital sources, and institutional partners to match each deal with the right financing. One relationship, many lenders. Your first deal sets the template — every deal after that gets faster.
Based in the Tampa–Orlando I-4 corridor, we know the Florida submarkets, the lender overlays that apply here, and the deal structures that actually close.
Business purpose loans are exempt from NMLS licensing requirements. We operate under the commercial/business purpose exemption — which means less red tape and faster processing for you.
We don't lend our own money. We match your deal with the right lender from a network of wholesale, private, and institutional sources. Better rates, better terms, more options.
DSCR loans in 21–30 days. Bridge loans in 7–14 days. We know which lenders move fast and structure the package so nothing stalls in underwriting.
Tell us about your property. We'll match you with the right lender and get back to you within 24 hours.
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